Buying a house? Congratulations! Before you sign, give the offer a bit of thought. Buying a property is an exciting and emotional time. For the average homeowner, it is not something we do very often. While it is an enjoyable experience it is important to appreciate the importance of signing an offer to purchase. Standard […]
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Your credit report is an indication of your financial behavior patterns and a detailed history of how you have handled credit in the past. It shows both positive and negative aspects of your financial history and health. When applying for credit, it is one of the most important aspects lenders will look at. Obviously, other […]
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This is a question that has been on the mind of many South Africans in recent weeks. President Cyril Ramaphosa has formally announced the intention of the ruling party to change the constitution in order for them to proceed with expropriation without compensation. This took the panic that had been brewing for some time to […]
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Who is to blame if a dog attacks a potential home invader? This question is not as bizarre as you might think. Let’s first take a look at the legal issues around a normal dog attack in South Africa.
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Debt review is a tool that has been designed to help people that are over-indebted and struggling to meet their commitments. It provides relief to those that cannot meet their monthly credit installments and are falling behind. Debt review will give consumers assurance that their car and other possessions will not be repossessed, provided they […]
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There are a growing number of South African citizens that work and live abroad. Many of them intend to return to SA and often they wish to purchase property back home and pay for it with their foreign earnings. These people fall into two categories namely those that receive their money they earn abroad paid […]
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Most municipalities have very specific zoning regulations for all property within an area. This includes commercial, residential and industrial zones. On occasion, a property or building owner may wish to rezone the property for another use.
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The divorce rate in South Africa is over 50% and unfortunately, in almost all the cases the first question to be raised is “what happens to the property after the divorce?”
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Loan repayments used to be confusing and difficult to calculate. Quite a lot of information and understanding is needed and one normally would have to use a good financial calculator. Even then, it was often not entirely accurate.Whoever was calculating it for you would often fly through the figures and information at lightning speed and […]
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As a first-time potential homeowner, it can be quite a daunting task ahead of you if you are unsure of the requirements and documents you will need to ensure that your application for a bond is successful. Here are some of the requirements and documentation that you will need to avoid disappointment on applying for your […]
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