Why use a bond originator instead of going directly to banks

Bond originators

So you found your dream home and you have approached the bank and after jumping through some hoops with paperwork, various banking personnel you find that your application has been rejected due to some algorithm on the banking system. It doesn’t matter who you try and speak too, the bank’s systems are in place and there […]

Continue reading

What you need to know about a homeowners association

Many South African are opting for the security and convenience of a boomed/gated community or a lifestyle estate. Their numbers and popularity are growing exponentially in most areas and they offer many advantages over free standing homes. Security is the main factor driving the demand but there is also a lot less reasonability in terms […]

Continue reading

Property Investing (investment vs a liability)

Property Investing

There are two schools of thought on property ownership with many seeing it as one of the best investments you can make while others insist it is a liability. There are merits to both arguments and we will explore these in this article. Your home is your castle, as they say. Apart from the office, […]

Continue reading

How To Save Massive On Your Bond

The average bond is 20 year although bonds of 25 and 30 years are not unheard of. A bond over such a long period is a classic example of compound interest working against you. In the first few years of regularly paying your bond installments, the original capital debt would have barely decreased. Even after […]

Continue reading

10 Secret costs involved when buying a house

Extra costs involved when buying a home

Buying a home is generally one of the biggest investments most people make. It is an exciting purchase and many times, a very emotional one as well. Those that have purchased properties before become familiar with the process but many first time buyers are often taken completely by surprise when suddenly faced with the many […]

Continue reading

What to ask before buying property

switching home loans

Buying a home may well be one of the biggest financial decisions you are likely to make in your lifetime. This is according to Retha Schutte, Regional Executive for Pam Golding Properties (PGP) Pretoria, who says asking the right questions and partnering with an astute real estate agent is of key importance.

Continue reading