Category Archives for "Uncategorized"

Can’t Afford a Home Loan on Your Own?

Buying a house is a massive financial investment and one that most people cannot afford on their own. This is why many South Africa’s take out a home loan to help them through the home buying process. In our current economic climate, it has become increasingly difficult for potential home buyers to qualify for a […]

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Seven Property Trends to Watch for in SA in 2019

Last year was a bit of an annus horribilis for the property industry. A volatile combination of political and economic uncertainty led to a cauldron of concern. Someone was heard to say: “You can’t even give your house away!” While the denouement may not have been that dramatic, it nevertheless saw house prices dropping dramatically. […]

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How to Apply for a Bond in 6 Simple Steps

After months of searching, you’ve finally found a home and signed an offer to purchase. Now you need to apply to a financial institution for a bond. A bond in South Africa is an amount you borrow against a property, usually for the purpose of purchasing it.

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Can You Pay Your Bond with Your Credit Card?

These days, many of us live with debt because we want things that we can’t afford to buy outright. This means taking a loan, whether it be a bond, or an amount that you owe to a clothing shop. If you have a steady income, allowing yourself to get into at least some debt isn’t […]

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The 10 Worst Crime Areas in Every South African Province

Crime data suggests that the biggest crime hotspots countrywide are located in city centres. The latest data from the South African Police Service (SAPS) has shed some light into which areas are worst affected by crime in each of the country’s nine provinces for the 2018 year thus far. Crimes in South Africa should be […]

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How to navigate the property market during a recession

Property owners who remember the global financial crisis of 2008-2009 may be apprehensive about the road ahead for South Africa’s property market, especially since South Africa is now officially in a technical recession. Economic growth is not likely to improve much for the rest of 2018. Forecasts are slightly stronger for 2019, but this is […]

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What you need to know before signing an offer to purchase

Buying a house? Congratulations! Before you sign, give the offer a bit of thought. Buying a property is an exciting and emotional time. For the average homeowner, it is not something we do very often. While it is an enjoyable experience it is important to appreciate the importance of signing an offer to purchase. Standard […]

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How to clear your credit record before applying for a bond

Your credit report is an indication of your financial behavior patterns and a detailed history of how you have handled credit in the past. It shows both positive and negative aspects of your financial history and health. When applying for credit, it is one of the most important aspects lenders will look at. Obviously, other […]

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Is it time to panic about land expropriation?

This is a question that has been on the mind of many South Africans in recent weeks. President Cyril Ramaphosa has formally announced the intention of the ruling party to change the constitution in order for them to proceed with expropriation without compensation. This took the panic that had been brewing for some time to […]

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