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How to navigate the property market during a recession

Property owners who remember the global financial crisis of 2008-2009 may be apprehensive about the road ahead for South Africa’s property market, especially since South Africa is now officially in a technical recession. Economic growth is not likely to improve much for the rest of 2018. Forecasts are slightly stronger for 2019, but this is […]

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What you need to know before signing an offer to purchase

Buying a house? Congratulations! Before you sign, give the offer a bit of thought. Buying a property is an exciting and emotional time. For the average homeowner, it is not something we do very often. While it is an enjoyable experience it is important to appreciate the importance of signing an offer to purchase. Standard […]

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How to clear your credit record before applying for a bond

Your credit report is an indication of your financial behavior patterns and a detailed history of how you have handled credit in the past. It shows both positive and negative aspects of your financial history and health. When applying for credit, it is one of the most important aspects lenders will look at. Obviously, other […]

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Is it time to panic about land expropriation?

This is a question that has been on the mind of many South Africans in recent weeks. President Cyril Ramaphosa has formally announced the intention of the ruling party to change the constitution in order for them to proceed with expropriation without compensation. This took the panic that had been brewing for some time to […]

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Under debt review and need a home loan

Debt review is a tool that has been designed to help people that are over-indebted and struggling to meet their commitments. It provides relief to those that cannot meet their monthly credit installments and are falling behind. Debt review will give consumers assurance that their car and other possessions will not be repossessed, provided they […]

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Home Loans For SA Citizens Living Abroad

There are a growing number of South African citizens that work and live abroad. Many of them intend to return to SA and often they wish to purchase property back home and pay for it with their foreign earnings. These people fall into two categories namely those that receive their money they earn abroad paid […]

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Working out your actual loan repayment

Loan repayments used to be confusing and difficult to calculate. Quite a lot of information and understanding is needed and one normally would have to use a good financial calculator. Even then, it was often not entirely accurate. Whoever was calculating it for you would often fly through the figures and information at lightning speed […]

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